The Pivotal Insurance Agency LLC

217 West Main Street,
Louisa, VA 23093

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Four reasons why auto insurance is so important

Drivers in Louisa, VA should realize how important it is to purchase insurance coverage for their vehicle. The Pivotal Insurance Agency LLC is an insurance company offering auto coverage.

The following are four reasons why auto insurance is so important:

Auto insurance is required by law.

The most important reason why you need to have auto insurance is because the law requires it in Virginia. You could be cited for driving without insurance if you do not carry coverage that meets the state minimum liability coverage requirements. 

Auto insurance protects the investment you’ve made in your vehicle.

You can add collision and comprehensive coverage to your auto insurance policy. This will make it so that you are compensated for damages to your own vehicle after you are involved in an accident. 

Without auto insurance that includes collision and comprehensive coverage, you can lose the investment you make in your vehicle if your vehicle is totaled in an accident. 

Auto insurance protects your assets.

If you are held liable for auto accident damages, it’s not only your vehicle that you might lose. You can also lose other assets if you are sued for accident damages. 

Auto insurance includes liability coverage that protects your assets when you are held responsible for accident damages. 

Auto insurance allows you to get your vehicle purchase financed.

You won’t be able to borrow money to buy a vehicle if you don’t have auto insurance. Auto loan lenders require auto insurance to protect them against the risks involved with loaning money for vehicle purchases. 

Reach Out To Us

Are you a consumer in Louisa, VA who is on the market for an auto insurance policy? We can give you a quote on an auto insurance policy. Call us at The Pivotal Insurance Agency LLC!